Xoom is a money transfer service that offers its customers quick and secure money transfers. Xoom is accessible in 64 countries worldwide. Additionally, Xoom is designed to save you time and trouble when sending money. In fact, the service allows you to send money to loved ones without standing in line or carrying cash. To utilize Xoom, you must register and provide your personal information. You must present a photo ID and income verification. You must also include the recipient’s address, telephone number, and name.
You must also provide a bank statement when sending money to a bank account. Once your account has been verified, you can begin sending funds. However, Xoom limits the amount of money you can transfer. You are permitted to send up to $2,999 per day. You are able to send a total of $10,000 per month. Included are the transfer fees.
PayPal, Inc. operates the Xoom money transfer service. Using your PayPal account or a credit card, you can send money to individuals around the globe. The fees vary based on the chosen payment method. In addition, Xoom provides an online fee calculator that displays the total amount to be charged. You can also send money to a bank account using Xoom. However, this method is slower than sending money to a bank account directly. Xoom can typically transfer funds within two to three business days. On holidays and weekends, transfers may experience delays.
Xoom offers a money-back guarantee in the event that you encounter issues with your money transfer. There is also a referral program. When a friend or family member uses your referral link to sign up and make a $50 transfer, you can earn a $20 bonus. You can earn additional bonuses for referrals who transfer at least $50. Additionally, Xoom provides text updates and email notifications. Additionally, Xoom can be used to reload prepaid mobile phones. Additionally, you can receive alerts when family members require funds.
If you wish to use Xoom to send money, you must first select a recipient. You can send money to a recipient’s bank account or their residence. Xoom has partnerships with major retailers for home delivery of funds. In the majority of nations, there are locations where you can pick up your cash. This process can take several days, however.
The speed of your Xoom money transfer will depend on the payment method you select and the country of the recipient. The majority of nations permit you to withdraw cash from a bank branch. If you use your bank account to fund the transfer, however, you will be charged a cash advance fee, which can result in higher interest rates. Additionally, you can only transfer up to $10,000 per transaction. When transferring a large sum of money, you may be required to pay additional fees.
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